Terms and
Conditions

Effective Date: February 1, 2025

These Terms and Conditions, in their present form and as amended from time to time at the discretion of Icon Acadamey™, are incorporated into the Icon Acadamey™ Independent Software Partner User Agreement. They are the terms and conditions of the Independent Software Partner's contract with Icon Acadamey™. It is the responsibility of each Independent Software Partner to read, understand, adhere to, and ensure that he/ she is aware of and operating under the most current version of these Terms and Conditions. You must also comply with the description of the Rewards Plan and honor all applicable laws in the country in which you operate your Icon Acadamey™ business. The words "company" and "Icon Acadamey", when used in these documents, refer to Icon Acadamey™, and the term "ISP" means "Independent Software Partner". An Independent Software Partner is an independent contractor, not an employee of the company.

The purpose of the Independent Software Partner Agreement is:

to define the relationship between the company and the ISP; to set standards of acceptable business behavior; to assist ISP in building and protecting their business.

Changes

The Company may from time to time amend the terms and conditions of the ISP User Agreement, Terms and Conditions, Rewards Plan and Software Price List. Amendments shall be effective upon notification of the changes in official Icon Acadamey™ publications, website(s), and/or electronic notifications distributed to all active ISPs.

Consequences of Delays, Closures and Platform Set Up Mistakes

The company shall not be responsible for delays and failures in performing its obligations due to circumstances beyond its reasonable control, such as strikes, labor difficulties, riots, war, fire, death, curtailment or interruption of a source of supply, government decrees or orders, cyber hacking, currency exchange issues, fiat currency trading platform temporary shutdowns and/or closures, the consequences of an ISP clicking the YES/ON button on the trading platforms for withdrawing fiat currencies, and any other trading platform set up mistakes made by the ISP in direct conflict with company trainings and guidelines, etc.

Policies and Provisions Severable

If any provision of the Independent Software Partner User Agreement as it currently exists or as may be amended is found to be invalid, illegal, or unenforceable for any reason, only the invalid provision will be severed from the Independent Software Partner User Agreement; the remaining terms and provisions shall remain in full force and effect and shall be construed as if such invalid, illegal, or unenforceable provision never comprised a part of the Independent Software Partner User Agreement.

Titles Not Substantive

The titles and headings to these Terms and Conditions are for reference purposes only and do not constitute, and shall not be construed as, substantive terms of the Independent Software Partner User Agreement.

Waiver

The company never forfeits its right to require ISP compliance with the Independent Software Partner User Agreement or with applicable laws and regulations governing business conduct. Only in rare circumstances will a policy be waived, and the Compliance Officer or an officer of the company will convey such waivers in writing. The waiver will apply only to that specific case.

Becoming an ISP

The requirements to become an ISP: Be at least the age of majority in your country of residence; reside in a geographic area where Icon Acadamey™ has been approved for business; fully read and accept the company's Terms and Conditions, Full Rewards Plan, Income Disclaimers, Independent Software Partner Agreement, Terms of Use, Privacy Policy and Refund Policy; as an independent contractor, assume all appropriate responsibilities for accounting for income tax, insurances and expenses to support your business. The company reserves the right to accept or reject any application for any reason.

Username Identification and ISP Number

When the company receives and accepts a new ISP account registration, the company will assign a unique ISP Number to that Independent Software Partner. ISP must use their ISP Number whenever they communicate with a company representative regarding business matters.

ISP Benefits

Once the company accepts an Independent Software Partner Application and Agreement, the benefits of the Rewards Plan and the Independent Software Partner Agreement are available to the new ISP.

These benefits include the right to purchase company software products and services; participate in the company Rewards Plan (receive bonuses and commissions, if eligible); sponsor other individuals as Customers or ISP into the company business and thereby build a Downline Organization and progress through the company Rewards Plan; receive company literature and other company communications; participate in company-sponsored support, service, training, motivational, and recognition functions upon payment of appropriate charges, if applicable; participate in promotional and incentive contests and programs sponsored by Icon Acadamey™ for its ISPs; ISP may retail Icon Acadamey™ software products or services and profit from these sales.

Operating as an Independent Software Partner

Actions of Household Members or Affiliated Individuals - If any member of an ISP's immediate household engages in any activity, which, if performed by the ISP would violate any provision of the Independent Software Partner User Agreement, such activity will be deemed a violation by the ISP.

Adherence to the company Rewards Plan

An ISP must adhere to the terms of the company Rewards Plan as set forth in official company literature or official company website(s). ISP shall not offer the company opportunity through or in combination with, any other opportunity or unapproved method of marketing (unless approved by the company Corporate or Compliance Department). ISP shall not require or encourage other current or prospective Customers or ISPs to participate in the company in any manner that varies from the program as set forth in official company literature. ISP shall not require or encourage other current or prospective Customers or ISPs to execute any agreement or contract other than official offline or online company agreements and contracts in order to become an ISP. Similarly, ISP shall not require or encourage other current or prospective Customers or ISPs to make any purchase from, or payment to, any individual or other entity to participate in the company Rewards Plan, other than those purchases or payments identified as recommended or required in official company literature or official company websites(s).

Advertising In general

ISP must avoid all discourteous, deceptive, misleading, illegal, unethical, or immoral conduct or practices in their marketing and promotion of Icon Acadamey™, the company opportunity, the Rewards Plan, and company software products. No ISP may produce unauthorized sales, marketing, and support materials to market or promote the company, the company opportunity, the Rewards Plan, company's products, or their company businesses (unless approved by company Corporate or Compliance Department in writing).

All ISP may only use sales aids and support materials produced or currently approved by the company. Sales, marketing and support materials include, but are not limited to, training and recruiting information, brochures, flyers, pamphlets, posters, postcards, letters, classified advertisements, etc. promoting the company's software products and services, as well as e-mail messages, voicemail message recordings, and Internet Websites used to publicize the company, its software products, services, or Rewards Plan. If ISP does use his/her own materials or marketing methods, the ISP must contact the company Compliance for pre-approval. Otherwise, the use of such information in unauthorized.

Media Inquiries

ISP must refer all media inquiries regarding Icon Acadamey™ to the Icon Acadamey™ Compliance Department. This will ensure that accurate and consistent information reaches the general public.

Trademarks and Copyrights

An ISP may not use the Icon Acadamey™ trademark or trade name or corporate logo to promote their independent business. Rather, they must use the "Independent Software Partner" logo to promote their business. A reproducible copy of the logo can be obtained from Icon Acadamey™. However, this logo may only be used on personal stationery and specifically approved literature but not on clothing, signage, or motor vehicles (unless pre-approved by company Compliance). ISP may describe themselves as an "Icon Acadamey™ Independent Software Partner" in the business pages of offline and online telephone directories. ISP should not answer the telephone in any manner that might indicate or suggest that the caller has reached an Icon Acadamey™ corporate office. ISP may not record or reproduce materials from any company corporate function, event, speech, etc. (unless pre-approved by company Compliance). ISP may not record, reproduce, or copy any presentation or speech by any company spokesperson, representative, speaker, officer, director, or other ISP. ISP may not reproduce or copy any recording of a company-produced media presentation including audiotapes, videotapes, CDs, etc. ISP may not publish, or cause to be published, in any written or electronic media, the name, photograph or likeness, copyrighted materials, or property of individual Independent Software Partners with the company without express written authorization from the individual and/or company. Independent Software Partners may not publish, or cause to be published, in any written form or electronic media, the copyrighted materials or property of the company, without express written authorization from the company.

Use of Independent Software Partner's Name, Likeness, and Image

Independent Software Partner's consents to the company's use of his/her name, testimonial (or other statements about the company, its products or opportunity in printed or recorded form, including translations, paraphrases, and electronic reproductions of the same), and image or likeness (as produced or recorded in photographic, digital, electronic, video or film media) in connection with advertising, promoting and publicizing the Icon Acadamey™ opportunity or products, or any company related or -sponsored events.

Independent Software Partners claims and Representations.

Trading Profit Claims - ISP must not make claims that Icon Acadamey's software will produce any guarantee profits of any kind. There are many variables which affect the performance of the software such as market conditions, fiat currency volatility, day and time of the trade, just to mention of few variables. Thus there is no way to predict trading software results. You can only mention performance characteristics as contained in official Icon Acadamey literature.

Income Claims

ISP's may not make income projections or claims or disclose their Icon Acadamey income (including the showing of checks, copies of checks, bank statements, or trading results) when presenting or discussing the Icon Acadamey opportunity or Rewards Plan, except as set forth in official Icon Acadamey literature.

Unauthorized Recruiting

As an independent contractor, ISP's may participate in other direct selling or network marketing or multi-level marketing ventures (collectively, "multi-level marketing"), and ISP's may engage in selling activities related to non-Icon Acadamey products and services if they desire to do so. Although an ISP may elect to participate in another multi-level marketing opportunity, he/she is prohibited from unauthorized recruiting activities, which include the following: recruiting or enrolling Icon Acadamey customers or ISP's for other multi-level marketing business ventures, either directly or through a third party. This includes, but is not limited to, presenting or assisting in the presentation of other multi-level marketing business ventures to any Icon Acadamey Customer or ISP, or implicitly or explicitly encouraging any Icon Acadamey Customer or ISP to join other business ventures. It is a violation of this policy to recruit or enroll a Icon Acadamey Customer or ISP for another multi-level marketing business, even if the ISP does not know that the prospect is also an Icon Acadamey Customer or ISP; producing any literature, tapes, or promotional material of any nature for another multi-level marketing business which is used by the ISP or any third person to recruit Icon Acadamey Customers or ISP for that business venture; selling, offering to sell, or promoting any competing products or services to Icon Acadamey Customers or ISP. The only exception to this rule is that direct customer and personal enrollees of the ISP can be exposed to a product or service (first level, personally sponsored only). Icon Acadamey may cancel the ISP's agreement for violations to this provision. In addition, when an ISP participates in other multi-level marketing ventures, the ISP may not participate in any Icon Acadamey leadership meetings, conferences, qualification seminars, and the like.

Post-cancellation Solicitation Prohibited

A former ISP shall not directly or through a third party solicit any ISP or Customer to enroll in any direct sales, network marketing, or multi-level marketing program or opportunity for a period of one (1) year after the cancellation of an individual or entity's ISP User Agreement. This provision shall survive the expiration of the ISP obligations to Icon Acadamey, pursuant to the ISP User Agreement.

Downline Genealogy Reports

The Icon Acadamey Downline Genealogy Reports are confidential and contain proprietary business trade secrets. An ISP may not use the reports for any purpose other than for developing their Icon Acadamey business. During any term of the ISP User Agreement and for a period of five (5) years after the termination or expiration of the ISP User Agreement between Independent Sales Associate and Icon Acadamey, for any reason whatsoever, an ISP shall not, on his/her own behalf or on behalf of any other person, partnership, association, corporation, or other entity: disclose any information contained in the reports to any third party; use the reports to compete with Icon Acadamey or recruit or solicit any ISP or Customer listed on the reports to participate in other multilevel marketing ventures. This provision shall survive the termination or expiration of this Agreement.

Corporation, Partnerships, and Trusts

A corporation, partnership, or trust (collectively referred to in this section as an "Entity") may apply to be an ISP by submitting its Certificate of Incorporation, Partnership Agreement, or trust documents (these documents are collectively referred to as the "Entity Documents") to Icon Acadamey along with a properly completed Corporation, Partnership DBA Registration Form. An ISP may change its status under the same sponsor from an individual to a partnership, corporation, or trust, or from one type of entity to another. To do so, the ISP must provide the entity documents and a properly completed ISP Agreement and the appropriate registration form. The Corporation, Partnership DBA Registration Form must be signed by all of the directors, shareholders, partners, trustees, or other individuals having an ownership interest in the business. Members of the entity are jointly and severally liable for any indebtedness or other obligations to Icon Acadamey. As set forth herein, individual may participate directly or indirectly in more than one ISP but must be enrolled by the same sponsor. It is the responsibility of those persons involved in the Entity to conform to the laws of the state in which their Entity is formed. Icon Acadamey reserves the right to approve or disapprove any Independent Sales Associate Application and Agreement submitted by an Entity. For the purpose of recognition and rewards, Icon Acadamey will only recognize a maximum of two persons in the Entity. The Entity must nominate each year, at its Independent Sales Associate renewal time, the two nominees who may be the recipients of any recognition, rewards, trips, and the like which the entity becomes entitled to participate in.

Deceptive Practices

ISP must fairly and truthfully explain the Icon Acadamey products, opportunity, Rewards Plan, and Terms and Conditions to prospective ISP's. This includes: Being honest and thorough in presenting material from the Icon Acadamey Rewards Plan to all potential ISP's; making clear that income from the Icon Acadamey Rewards Plan is based on software sales and not merely on sponsoring other ISP's; ISP shall not make trading profit claims; making estimates of profit that are based on reasonable predictions for what an average ISP would achieve in normal circumstances; representing that past earnings in a given set of circumstances do not necessarily reflect future earnings; not misrepresenting the amount of expenditure that an average ISP might incur in carrying on the business; not misrepresenting the amount of time an average ISP would have to devote to the business to achieve the profit estimated, and not stating that profits or earnings are guaranteed for any individual ISP; never stating or inferring that you will build a downline organization for anyone else; never stating that profits or earnings are guaranteed for an individual ISP; and never stating that any consumer, business, or government agency has approved or endorsed the Icon Acadamey products or its Rewards Plan.

Independent Contractor Status

ISP's are independent contractors and are not purchasers of a franchise or business opportunity. The agreement between Icon Acadamey and its ISP does not create an employer/employee relationship, agency, partnership, or joint venture between the Company and the ISP. All ISP's are responsible for paying their own income and employment taxes. ISP will not be treated as employees for any purpose including, but not limited to, workers compensation, superannuation, or insurance. Each ISP is encouraged to establish his/her own goals, hours, and methods of sale, so long as he/she complies with applicable laws and the terms and conditions of the ISP User Agreement.

International

ISP may sell and promote Icon Acadamey's software products, opportunity, and services or recruit or enroll any potential ISP or customer only in countries in which Icon Acadamey is approved for business, as announced in official Icon Acadamey communications. If an ISP desires to conduct business in an authorized country other than the one in which they are an ISP, he/ she must comply with all the applicable laws and regulations for that country. Adherence to Laws and Ordinances - You must obey all laws that apply to your business in all jurisdictions and Countries you are conducting Icon Acadamey business.

One ISP per Account

An ISP may operate, receive compensation from, or have an ownership interest, legal or equitable, as a sole proprietorship, partner, shareholder, trustee, or beneficiary, in only one ISP account. However, notwithstanding this rule, your spouse and their children who are of legal age may become an ISP and operate their individual ISP's as long your spouse and family member's ISP accounts are placed below one of your ISP accounts and not in a cross line sales organization. The ISP accounts must be a bona fide ISP that is operated by the person listed on the agreement and not by the owner of the first ISP. ISP shall not use business entities, trusts, or other devices to avoid this policy. An exception to this policy will be considered on a case-by-case basis if two ISP marry or in cases of an ISP receiving an interest in another ISP account through

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